GuruPayback helps victims of online course scams, fake coaching programs, and fraudulent business opportunities pursue recovery — through chargeback consulting, attorney-reviewed demand letters, and legal escalation. We only get paid when you do.
Tell us what happened. We'll respond within 24 hours with an honest assessment — no pressure, no obligation.
Someone from our team will review your situation and reach out within 24 hours with an honest assessment. Check your inbox — including spam.
Income screenshots. Testimonials from people "just like you." A coach who claimed to have made millions using this exact system. It all felt real — because it was engineered to feel real. The lifestyle was the product.
The course was useless. The "coach" disappeared. Your refund request was denied. And right now, they're still running the same ads, running the same webinar, and selling the same lie to someone else. While you're sitting with the bill.
That's by design. Shame and self-blame are their best defenses. But what happened to you wasn't a failure of effort — it was a violation of federal consumer protection law. And violations like this are recoverable.
These tactics are designed to feel normal — until you know what to look for. Click any card to learn what it means legally and why it's actionable.
These aren't our claims — they're federal court records. The exact tactics used against you have been prosecuted at the highest levels of consumer protection enforcement. What happened to you has a legal name, a legal precedent, and in many cases, a nine-figure price tag attached to it.
We start with the fastest, lowest-cost option and escalate only if necessary. Every stage is contingency-based — you never pay anything out of pocket.
Tell us what happened. We evaluate your documentation, identify the applicable violations, and recommend the right recovery path. Honest assessment, no pressure.
24-hour turnaroundWe guide you through disputing the charge with your bank or card network. We prepare your documentation, dispute narrative, and follow-up strategy for maximum effectiveness.
Typically 7–21 days, varies by bankAn attorney-reviewed demand letter sent directly to the company — with the FTC and your state AG CC'd. Cites specific violations, sets a response deadline. Most cases settle here.
Where many cases resolveFor cases that don't settle, we refer you to our network of consumer protection attorneys on full contingency. No legal fees until you recover — they only win when you do.
For stubborn casesThe online course and coaching industry generates billions in revenue annually — and a significant portion of it comes from programs that violate FTC guidelines. The tactics are sophisticated. The victims are smart people who did their research. You were not naive. You were deceived.
"I signed the contract. I did the modules. I asked my coach questions for months and got copy-pasted responses. The refund policy said no refunds. I thought I had no options."
— A real scenario we hear every day. The contract didn't protect them. It rarely does.
We work with victims across all online business opportunity and coaching categories.
No retainers. No hourly billing. No upfront fees. Our fee is a percentage of what we actually recover for you — nothing more.
Results vary. Past performance does not guarantee future recovery. Fee percentages apply only to amounts successfully recovered on your behalf.
We know you have questions — and we know the biggest one is whether you can trust us at all. Start there.
Free case review. No upfront cost. No recovery, no fee.
The only risk is not finding out what you could recover.
We'll respond within 24 hours with an honest assessment of your case.